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Claims Representative - Full Time, Remote (St. Louis, Missouri)

  2025-12-11     SCM Insurance Services     all cities,AK  
Description:

Claims Representative - Full Time, Remote (St. Louis, Missouri)

Join to apply for the Claims Representative - Full Time, Remote (St. Louis, Missouri) role at SCM Insurance Services.

Company

ClaimsPro LP - International Programs Group

Overview

Reporting to a Claims Supervisor, the Claims Representative is responsible for investigating and settling personal property damage claims, with an emphasis on strong communication and customer service, while utilizing state specific guidelines.

Role Responsibilities

  • Initiate the investigation of new claims
  • Make coverage decisions based on the Named Peril Policies
  • Evaluate settlements of personal property damage as appropriate.
  • Establish contact with the insured and storage facility within established protocol.
  • Recognize coverage issues and bring them to the attention of the supervisor.
  • Develop basic understanding of all entities under this program and their corresponding certificates and policies.
  • Recognize state specific laws and claims regulations throughout the United States to ensure proper compliance in claims investigation including sending and securing proper documentation.
  • Respond to time sensitive material including but not limited to department of insurance complaints.
  • Manage a diary system to systematically review and resolve claims within the specified state and client compliance guidelines.
  • Maintain state license by completing continuing education coursework and or work towards a claims designation.
  • Other duties as assigned by the claims supervisor.
  • Duties may be added, deleted or changed at any time at the discretion of management, formally or informally, either verbally or in writing.

Qualifications
  • High School Diploma or Equivalent required; Bachelors degree is preferred
  • Experience with Lloyds of London is considered an asset
  • Proficient in Microsoft Office
  • Experience with variety of insurance policies a plus
  • Able to be licensed in states, countries where necessary
  • AIC designation preferred

Competencies
  • Use of clear, rational thinking supported by evidence to audit fees of independent adjusters, appraisers, and other vendors in order to properly manage and pay expense invoices.
  • Strong writing skills and proper use of grammar to prepare written status reports for the principal. Document claim file notes clearly with all communications and activities that occur during of handling the claim using factual and objective information.
  • Ability to plan and exercise conscious control over the amount of time spent on specific activities.
  • Strong Communicator (verbal and written)
  • Ability to multi-task and handle high volume of concurrent tasks
  • Work collaboratively with others inside and outside the company

Environment / Working Conditions
  • Only US residents will be considered
  • Dynamic environment with tight deadlines, number and changing priorities
  • All prospective employees must pass a background check
  • Office environment including prolonged periods of computer use
  • Location: Remote working but may require some travel to home office, etc.

SCM Insurance Services and affiliates welcome and encourage applications from people with disabilities. Accommodations are available on request for candidates throughout the recruitment and assessment process.

Seniority level

  • Entry level

Employment type
  • Full-time

Job function
  • Finance and Sales

Industries
  • Insurance


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